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PAJ System

Our Services

Connecting banks with professional valuers for seamless property & jewellery assessments

Comprehensive Assessment Services

From bank requests to satisfied customers - we manage the complete valuation workflow

Bank-Valuer Coordination

We act as the bridge between banks and professional valuers, managing valuation requests from financial institutions and assigning certified experts for property and jewellery assessments.

  • Bank Request Management
  • Valuer Assignment
  • Workflow Management
  • Real-time Tracking

Gold & Jewellery Valuation

Expert assessment of gold, diamonds, precious stones, and jewellery items by certified valuers with purity verification, authenticity checks, and current market value determination.

  • Gold Purity Testing
  • Diamond Certification
  • Precious Stone Assessment
  • Market Value Analysis

Property Assessment

Professional property valuation services for residential, commercial, and agricultural properties with comprehensive market analysis and legal compliance for loan processing.

  • Residential Properties
  • Commercial Buildings
  • Agricultural Land
  • Market Analysis Reports

Certified Valuer Network

Access to our extensive network of experienced and certified professional valuers specializing in various assessment categories with proper credentials and industry recognition.

  • Certified Professionals
  • Location-based Assignment
  • Specialized Expertise
  • Quality Assurance

Detailed Report Generation

Comprehensive assessment reports with photographs, authenticity verification, market comparisons, and certified valuations meeting banking standards and regulatory requirements.

  • Photo Documentation
  • Detailed Analysis
  • Market Comparisons
  • Certified Signatures

Secure Digital Platform

Bank-grade security with encrypted data transmission, two-factor authentication, secure document handling, and complete audit trails for transparency and compliance.

  • Data Encryption
  • 2FA Authentication
  • Audit Logging
  • Compliance Ready

Our Complete Workflow

From bank request to customer satisfaction - every step managed efficiently

Bank Requests Valuation

Banks submit valuation requests for their customers requiring property or jewellery assessment for loan approvals and collateral verification.

We Assign Expert Valuer

We assign certified professional valuers from our network based on location, expertise, and assessment type required.

Valuer Assesses Assets

The valuer visits the customer, examines gold, jewellery, or property, and determines accurate market value with documentation.

Report Generated

Comprehensive report created with photos, authenticity verification, market analysis, and certified valuation meeting banking standards.

Submitted to Bank

The complete valuation report is securely submitted to the requesting bank through our digital platform for loan processing.

Bank & Customer Satisfied

Both bank and customer receive transparent, accurate valuation ensuring fair assessment and smooth loan approval process.

Partner With Us Today

Join our network of banks and professional valuers for reliable assessment services