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PAJ System

About Our Platform

Connecting banks, professional valuers, and customers for trusted assessment services

Who We Are

We are a trusted platform that bridges the gap between banks, professional valuers, and customers seeking reliable property and jewellery assessment services. Our mission is to streamline the valuation process, ensuring transparency, accuracy, and satisfaction for all parties involved.

With years of expertise in connecting financial institutions with certified valuers, we have become the preferred choice for banks requiring professional assessment services for loan approvals, mortgage processing, and collateral verification.

Our Core Services

✓ Bank-Valuer coordination and management
✓ Professional property valuations
✓ Certified gold and jewellery assessments
✓ Diamond and precious stone evaluation
✓ Loan collateral verification
✓ Comprehensive assessment reports
✓ Real-time status tracking
✓ Digital document management

Partner With Us

How Our Process Works

From bank request to customer satisfaction - our streamlined workflow

Step 1

Bank Requests Valuation

A bank partner sends us a valuation request for their customer who needs a property or jewellery assessment for loan approval, mortgage processing, or collateral verification.

Step 2

We Assign Professional Valuer

Based on the location and type of assessment needed, we assign a certified and experienced valuer from our network who specializes in the specific property or jewellery category.

Step 3

Valuer Conducts Assessment

The assigned valuer visits the customer, thoroughly examines the gold, jewellery, diamonds, or property, performs market analysis, and determines accurate current market value with proper documentation.

Step 4

Detailed Report Generation

The valuer prepares a comprehensive assessment report including photographs, authenticity verification, market comparisons, purity details (for jewellery), and certified valuation with official seal and signature.

Step 5

Report Submitted to Bank

We submit the complete valuation report to the requesting bank through our secure digital platform, ensuring all documentation meets banking standards and regulatory requirements for loan processing.

Step 6

Bank & Customer Satisfaction

Both the bank and customer receive transparent, accurate valuation results. The bank proceeds with loan approval decisions while the customer gets fair assessment of their assets, ensuring complete satisfaction for all parties.

Why Banks & Customers Trust Us

Professional excellence in every assessment

Certified Valuers Network

Our panel of certified professional valuers are experienced in property and jewellery assessments with proper credentials and industry recognition.

Quick Turnaround Time

Fast and efficient service delivery without compromising on accuracy, helping banks process loans quickly and customers get timely approvals.

Trusted by Major Banks

Partnered with leading banks and financial institutions across India, providing reliable assessment services that meet regulatory standards.

Fair & Transparent

Unbiased valuations based on current market rates, ensuring fairness for both banks and customers with complete transparency in the process.

Secure & Compliant

Bank-grade security with encrypted data, secure document handling, and compliance with all regulatory requirements and industry standards.

Dedicated Support

24/7 customer support for banks and valuers, with real-time tracking and updates throughout the entire valuation process.